ZANDNTOM SECURITY OPERATIONS

ZANDNTOM SECURITY OPERATIONS 

      Head office Edenvale:  Director:         Dumisani J Madonsela   Cell:  074 626 5826   

Address:       22 2nd Street and Voortrekker Avenue  Edenvale

                                                                                                     Tel:  011 453 2627            Fax:  086 537 4948     Email:  dumi@zandlegal.co.za      

Introduction

•  Zandntom Security Operations cc services is a Dynamic and innovative registered business, with its head office in Edenvale South Africa. 

• Dumisani Joshua Madonsela was the founder of Zandntom Security Operations cc in 2009, whom holds various qualifications such as (1) Business Risk Management (University of Cape Town) ; (2) Property Law (University of Cape Town) ; (3) Advance Business Management (Mancosa) ; (4) Wills & Estate, Civil Litigation, Business Law, Debt Collecting (SASPS) with his further vast experience in Banking industry, Civil Litigation, and Marketing are currently the Managing Member. 

• Zandntom Security Operations cc is registered with the Council for Debt Collectors (CDC) and a Member of the Association of Debt Recovery Agent(ADRA) 

• The Government's Broad-Based Black Economic Empowerment (BBBEE) Strategy is equally important to us and we are aligned in terms of this BBBEE Strategy and approach with a BEE compliant certificate and have been rated as a level 3 Contributor with an average of 110%. 

• The business currently present a competent team comprising of 1 Director and 5 staff collection staff members, and various associated registered collections agents whom has shown growth and potential with the necessary vision to expand and keep up with the latest development trends in debt collection. 

• Our debt collectors are supported by our advanced IT systems and infrastructure, which also allows automated reporting to clients, complex interest calculations and instant up to date debtor balances. 

What We Do

• Our core business is centred around but not restricted to Debt Collections. We also specialize in training debt collection agents / companies and debt clearing services, Property management. 

• Our client compromises of private individuals, industrial companies, local authorities and provincial government department. 

Vision Statement

• To provide debt collection solutions to all our clients and maximise our client’s cash flow by reducing bad debtor’s books and increasing bad debt recoveries through providing solutions in debt management service.

Mission Statement 

• To render professional, on time and cost effective debt collection services and management solutions of the highest quality to all our clients and general public.
• To contribute towards poverty alleviation, through job creation and skills development. 

• To respect sound ethical norms, values, culture and conduct as well as consideration for environment impact. 

• Gaining recognition and Accreditation with all relevant international awarding bodies. 

Values 

Zandntom Security Operations will be known as an organization that: 

• Demonstrate accountable and responsible actions through its practices
• Respect the relevant accreditation, regulatory and statutory bodies
• Values the intent of structures and processes required for quality
• Believe and respect the development of an individual's potential,
• Focus on situational relevancy as wells as effectiveness,
• Provides the most up-to-date, practical training and services possible
• Does not tolerate dishonesty and corruption.

CODE OF CONDUCT                 

The following outlines the code of conduct expected from each staff member:

• High ethical standards shall be maintained, and as an organization we shall strive to maintain and uphold our quality managements philosophies
• Integrity and confidentiality is a prerequisite when dealing with both staff, suppliers and clients
• Will never deliberately give inadequate or misleading descriptions of products, services or company capabilities and expertise
• Will strive to have an open and honest channel of communication with all our staff, suppliers and clients in order to ensure they are well informed of developments regarding their needs Directors and employees and clients will at all times be treated with respect and dignity
• Seek to serve the community by providing our services effectively, efficiently and profitably, and by providing good employment opportunities and conditions,
• Shall be considerate with the conservation and preservation of the environment. 

 Portfolio 

Some of the companies’ major clients that we have rendered our services to are as follows: 

1. Balboa Finance (Pty) Ltd

          Book Value:  R50 000 000.      

     2. Bornfree Investments (Pty) Ltd

          Book Value: R250 000 000.

      3. X-Cell Communications (Pty) (Ltd)

          Book Value R30 000 000.

       4. Laudelles (Pty) Ltd

          Book Value R25 000 000. 

                             CREDIT RESTORE SERVICES

  Restoration of Consumers Bad Credit Reports

•  Zandntom specializes in repairing and improving credit records. Negotiations will be undertaken on the client’s behalf with respective creditors to prevent unnecessary credit listing and to arrange re-payment agreements and settlements. Our Legal team understands the court system, credit laws, and the power of negotiation and we will apply to the court on our client’s behalf to rescind judgments. In other words, we will assist in the restore of our client’s financial reputation and place our client on the path to a better credit rating and a clear credit record. 

• We can render assistance with our clients bad Credit Reports in repairing; improving; and restoring of the bad Credit Reports, resulting in the restoration of our clients financial reputation and place our clients back on the road to financial freedom. 

• We can assist our clients to take back control of their finances, improve their credit profile and get access to credit again. 

Default or Adverse Listing (Blacklisting) 

• Common adverse/default listings are “Handed Over” and “Bad Debt Written Off”. Default or Adverse listings stay on the Consumers credit record for 2 to 5 years and will prevent the Consumer from getting loans, even after the Consumer have paid up the debt; the Consumer  will remain stuck with default listings and judgments against their name. Being blacklisted on Credit Bureaus is not the end of the world and it’s important to know that a Consumers credit can be repaired and restored 

Credit Bureaus – Credit Reports 

• Credit providers report credit data to the Credit Bureaus daily. Every credit active consumer has a credit report which is compiled by credit bureaus. 

• Credit Bureaus records information about each different account opened – who the lender is, the outstanding balance and a history about whether the Consumers repayments was made on time and if any have been missed. Late payments or missed payments will be ‘red-flagged’ and will negatively impact the Consumers Credit Report when the Consumers apply for any type of financial assistance in the future. 

• The Consumers Credit Report is the Consumers credit reputation; and passport to financial freedom, and is the deciding factor when applying for any type of credit. Businesses in South Africa rely on Credit Bureaus information when having to decide whether or not to extend credit to anyone. The Consumer must know his / hers credit status which is vital especially if the Consumer is going to be requiring any kind of financial assistance in the near future. 

Credit Restore Services; Fees & Costs  

Credit Reports

• Obtain 1 Credit Report & 1 Consultation to assist & advise you on resolving  & clearing your bad debt. Certified ID document & proof of residence required.                                                                                             

Credit Restore

• BLACKLISTED ?  BAD DEBT ?  ADVERSE CREDIT ? Let our consultants assist you in clearing your name on the Credit Bureaus, and restore your ability to obtain Credit.  

Credit Repair

• Consultants will negotiate settlements & payment arrangements with your Creditors to prevent unnecessary Credit listing and keep your name clear on the Credit Bureaus. 

 Rescind a Judgment

• Attorneys will rescind judgments against your name in any SA Court & clear your name on the Credit Bureaus.  

                                       Terms & Conditions Apply to all and services; fees and costs which is subject to change